No Insurance…How Do I Pay For My Surgery?

We appreciate your like, share or follow. Your online activity helps us reach a larger audience, so please consider taking a moment to leave us a comment on our videos, or share our posts on social media.

How Can We Help You?

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

No Insurance…How Do I Pay For My Surgery?

No Insurance but need to pay for surgery? In today’s video, Personal Injury Attorney Ben Schwartz will give you some ideas on how to get the needed medical treatment you need if you have no insurance.

Hi, I am attorney Ben Schwartz,

Today we are going to answer a question from Kelly in Wilmington, Delaware. Kelly wrote in, and said, “I was recently bitten by a neighbor’s dog, and I need to have surgery on my face but I have no health insurance. How do I get money to pay for the surgery?”

So here is the thing Kelly, it would be great if you had health insurance. A lot of times when people come to my office, after a serious personal injury case and they do not have health insurance, we refer them to the State of Delaware to try to apply for Medicaid insurance, if their income or asset levels are low enough. So, I would say even if you do not currently have health insurance, you might qualify for Medicaid. You should apply for it. If Medicaid credentials you, and enrolls you, then they will retroactively pay for your hospital visit and the medical treatment.

Let’s say that you are in a situation where you don’t have the ability to qualify for Medicaid and you can’t afford private health insurance, what do you do to get the money to pay for the medical treatment you need from the dog bite? There are a few things, Number one, oftentimes when a dog bite happens on the dog owners’ premises, at their home, or in their apartment, they will have insurance and the insurance will cover a personal injury case against them. But it will also sometimes cover medical treatment regardless of whether you have a valid case or not regardless of whether you know anyone was at-fault, regardless of whether you fit under the statute that allows you to sue. This type of homeowners insurance or premises insurance is called Med Pay. Oftentimes homeowners will have five thousand, ten thousand sometimes more in Med Pay coverage and it pays for medical treatment regardless of who is at fault.

So, if you have been bitten by a dog, my advice is to ask your attorney to contact the insurance company for the homeowner or the business owner, whoever owns the dog, and inquire whether there is a Med Pay policy. If there is, they will tell you there is a five thousand Med Pay, ten thousand Med Pay policy, what have you. You take the claim number and give it to your doctor and let your doctor treat you and bill the Med Pay insurance and get paid for the services rendered.

Another way that you might pay for medical treatment for a dog bite-related injury is if you have an attorney and the attorney evaluates your case and says yes this is a good case. We think you are likely to get a settlement. The attorney could contact the doctor, or you know the surgery center or what have you, and offer to pay their bills out of your settlement or out of your expected settlement when you get one. This is called a letter of protection. It is a letter you sign, and your lawyer signs and you give it to the doctor and the doctor understands that he or she can treat you, do whatever is needed, and then when the case settles, they will get paid from the settlement.

These are the ways that we go about trying to make sure that people’s medical treatment is provided to them in these types of personal injury cases, dog bite cases. If you have questions for me about the law in general. If you have questions for me about personal injury cases in particular, please send me an email. I love to do these videos. I love to answer questions in the videos. My email address is ben.schwartz@schwartzandschwartz.com

Thanks for watching!

You May Also Like These Related Videos…

How To Find The Best Personal Injury Lawyer

Delaware Personal Injury Lawyer Ben Schwartz explains how to find the best personal injury lawyer...near me. https://youtu.be/dgWdCKxPPGM Hi I am Ben Schwartz Today we are going to talk about a subject that for me keeps coming up over and over. The subject is, "how to find the best personal injury...

read more

Ask Me Anything

Ask me anything...Attorney Ben Schwartz will answer any question you have. Send him a question and if he answers it in video format, he gives you his thoughts and a "Sweet Schwartz & Schwartz hat!" https://youtu.be/vbuMrp4j6qA Hey Folks, I am Attorney Ben Schwartz, and you can ask me anything!...

read more

0 Comments

Submit a Comment

Your email address will not be published. Required fields are marked *

Meet Our Team Of Experts

Rob Collins

Attorney

Rob Collins

Attorney

Gwendolyn Osborn-Gustavson

Attorney

Freddie Daniels

Joe Stanley

Attorney

Steven Schwartz

Founding Partner

James "Matt" Stiller

Attorney

James "Matt" Stiller

  • Attorney
YoungAbout2

Kenneth Young

Attorney

Stephen Norman

Of Counsel

Freddie Daniels

Ben Schwartz

Managing Partner

Scott T. Smith

Case Manager

Freddie Daniels

Practice Manager

REQUEST A FREE CASE EVALUATION

Main Office

1140 South State Street
Dover, Delaware 19901

VISIT US ON SOCIAL MEDIA

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Dover, Delaware

1140 & 1126 South State Street
Dover, Delaware 19901

More Details

Are you looking for a Dover, Delaware Personal Injury Lawyer?  Our Dover, DE law office is located adjacent to Carroll’s Plaza in Kent County, Delaware.

Bethany Beach, Delaware

34026 Coastal Highway
Bethany Beach, Delaware 19930

More Details

Are you searching for a personal injury or wrongful death attorney handling cases in the Delaware beaches area or Ocean City, MD? Schwartz & Schwartz attorney Stephen Price Norman maintains an office on Route 1, Coastal Highway in South Bethany Beach, DE.

Dagsboro, Delaware

30838 Vines Creek Road, Unit 3
Dagsboro, DE 19939

More Details

Are you trying to find a personal injury lawyer for your Eastern Sussex County, DE or Eastern Shore of Maryland case? Schwartz & Schwartz personal injury lawyer Stephen Price Norman maintains an office on Vines Creek Road in Dagsboro, Delaware.

Wilmington, Delaware

1525 Delaware Ave.
Wilmington, Delaware 19806

More Details

We are Wilmington, Delaware Personal Injury Attorneys. Our Wilmington law office is located at 1525 Delaware Avenue in New Castle County, Delaware 19806.

Salisbury, Maryland

Suite 500-A
100 East Main Street
Salisbury, Maryland 21801

More Details

Are you looking for a Salisbury, Maryland Personal Injury Lawyer? Our Salisbury law office is located next to the Shore Bank in Downtown Salisbury, Maryland. Our building address is 100 East Main Street Salisbury, Maryland 21801 and our office is located in Suite 500-A.

Philadelphia, Pennsylvania

1650 Market Street 36th Floor
Philadelphia, Pennsylvania 19103

More Details

Schwartz & Schwartz, Attorneys at Law, P.A. is a Mid-Atlantic regional plaintiff’s trial law firm focusing on wrongful death and catastrophic personal injury cases, with offices in Philadelphia, Pennsylvania.

Baltimore, Maryland

Legg Mason Tower
100 International Drive, 23rd Floor
Baltimore, MD 21202

More Details

We are Baltimore, Maryland trial lawyers handling wrongful death and serious personal injury cases

Washington, D.C.

Coming Soon!
Stay Tuned For Our New Office Location
Washington, D.C.

Directions Coming Soon

More Details

Stay tuned for more information about our new Personal Injury & Wrongful Death law office, which will be located in Washington, D.C.

What Are You Waiting For?

We have offices conveniently located to provide expert legal representation in Delaware, Maryland, Washington, D.C., New Jersey, and Pennsylvania.

Free Consultations

We offer free consultations in most cases, but not all. Please give us a call to see if you qualify.

Call or Email Us today

Time is an important factor in most legal cases. Don't delay, send us an email or call today!

24/7 Service

Our normal office hours are Mon - Fri, 9 am - 5 pm. Our answering service is available 24/7 at 1-855-847-8437.

Convenient Regional Locations

We have offices located to provide expert representation in Delaware, Maryland, Pennsylvania, Washington, D.C., and New Jersey.

Tip The Scales of Justice in Your Favor

Schwartz & Schwartz, Attorneys at Law is a major force in Delaware, Maryland, Washington, D.C., New Jersey, and Pennsylvania civil and criminal litigation.

Law Firm Testimonials

Gwendolyn Osborn-Gustavson

Scott T. Smith

Rob Collins

Steven Schwartz

Freddie Daniels

Joe Stanley

Freddie Daniels

R. Mark Taneyhill

Stephen Norman

Freddie Daniels

Ben Schwartz

James "Matt" Stiller

Tip The Scales of Justice in Your Favor

Our attorneys have significant experience in corporate, business and commercial litigation, in the United States District Court, in the Delaware Court of Chancery, and in the Delaware Superior Court.
Complex Corporate, Business and Commercial Litigation issues require the expertise of skilled legal corporate litigation professionals with experience in the industry and the ability to provide tenacious,

Criminal Defense Lawyers in Delaware

Schwartz & Schwartz offers a FREE CONSULTATION with Criminal Defense Lawyers in Delaware to anyone who has been arrested or who has been contacted about a prospective criminal arrest.