Doubtful and Disputed Claim…Should I Sign A Waiver?

We appreciate your like, share or follow. Your online activity helps us reach a larger audience, so please consider taking a moment to leave us a comment on our videos, or share our posts on social media.

How Can We Help You?

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Doubtful and Disputed Claim…Should I Sign A Waiver?

Doubtful and disputed claim waiver? What does that mean? Personal injury Attorney Ben Schwartz answers the question below.

Hi, I’m Attorney Ben Schwartz,

Today we are going to answer a viewer question from Sherry in Wilmington, Delaware. Sherry wrote in she said, “The at-fault drivers’ insurance company, in my car accident case, is offering to settle my case, but they want me to sign a waiver stating that my claim is a doubtful and disputed claim. What does that mean and should I not sign that piece of paper?”

Sherry what they are asking you to do is to sign a general release and basically, by signing that general release, you are agreeing that you will never make any further claim. You will not file a lawsuit.
Typically, in releases, it will say specifically that your claim is  “doubtful and disputed.” A lot of people see that language and they say, well that is not a doubtful or disputed claim, I am making a legitimate claim, that is why the insurance company is offering to pay a settlement. And that is true, but what you have to understand is that in personal injury cases, the insurance company is stepping-in and clearing up the dispute on behalf of the individual or the company that they insure. For example, if you’re rear-ended at a stoplight by a drunk driver, that drunk driver is not paying you out of pocket to settle the claim. That drunk drivers’ insurance company is stepping up to the plate and paying the settlement in order to prevent you from suing that drunk driver and going against him or her personally.

When you have a situation where essentially an insurance company is stepping-in to settle something, they do not want to do anything that could be seen as binding on their insured. They cannot step-in and speak for that drunk driver and say, I am sorry I hit you, it is a legitimate claim and I am paying money. They do not have the authority to do that. They are just the insurance company stepping in to try and settle the claim to prevent the case from going any farther. What they do is they include in the release, language that indicates that by paying you money they are not agreeing that you had a legitimate claim, they are not in effect taking it upon themselves to apologize for what their driver did; that is not their place. Their place is just to pay the settlement and close out the claim and resolve the litigation or resolve the dispute before it becomes litigation. When you see that language, what it really means is, we are just getting this settled so it does not go any farther. That might not be very satisfying if you have been seriously injured as a result of the negligence of another driver or the negligence of some other at-fault party, but that is what that language means.

If you have had a personal injury case and you are dealing with the insurance company and you are about to settle the claim and you would like us to review the release (or) review the case, make sure that the insurance company is not taking advantage of you, send me an email below. I can set it up so that you can sit down with an attorney, a personal injury attorney in my firm in the area where your accident happened. If it happened in Maryland, you can sit down with one of our Maryland attorneys. If it happened in Pennsylvania, you can sit down with one of our Pennsylvania attorneys. If it happened in Delaware, you can meet with one of our Delaware attorneys. We will review the case for you. We will talk to you about what the reasonable settlement amount might be. We can review the documentation, like the release, and make sure you are not signing something that is totally unfair to you or that really benefits the insurance company at great cost to you. I’m Attorney Ben Schwartz, it was a great question. If you have a question that you would like me to answer in video format, send me an email below.

You May Also Like These Related Videos…

Why Consult With A Wrongful Death Attorney?

Personal Injury Attorney Ben Schwartz answers a very important question, why consult with a wrongful death attorney? The answer is, oftentimes after a catastrophic incident resulting in death, the family simply wants answers. What happened? How did this go wrong? Why did this happen to my family...

read more

5 Tips About Medical Malpractice

Personal Injury Attorney Ben Schwartz gives us this video on, "five tips I wish people knew about medical malpractice cases." Just to give you sort of a brief overview, I look at a lot of medical malpractice prospective cases, and not every case where a doctor did something wrong is going to turn...

read more

What Is Medical Malpractice?

Personal Injury Attorney Ben Schwartz explains the meaning of Medical Malpractice and exactly what it means. He gives examples of medical malpractice cases, which include the statute of limitations & filing a lawsuit for medical malpractice. https://youtu.be/LzwcCyA7nKc Medical Malpractice...

read more

0 Comments

Submit a Comment

Your email address will not be published. Required fields are marked *

Meet Our Team Of Experts

Rob Collins

Attorney

Gwendolyn Osborn-Gustavson

Attorney

Scott T. Smith

Case Manager

Freddie Daniels

Freddie Daniels

Practice Manager

Steven Schwartz

Founding Partner

Freddie Daniels

Joe Stanley

Attorney

Freddie Daniels

R. Mark Taneyhill

Attorney

Stephen Norman

Of Counsel

Freddie Daniels

Ben Schwartz

Managing Partner

James "Matt" Stiller

Attorney

REQUEST A FREE CASE EVALUATION

Main Office

1140 South State Street
Dover, Delaware 19901

VISIT US ON SOCIAL MEDIA

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Delaware DUI Lawyer - Matt Stiller
Schwartz & Schwartz Google Reviews
Delaware Professional Regulation License Attorney - Rob Collins
Dover, Delaware Personal Injury Lawyers
Dover, Delaware

1140 & 1126 South State Street
Dover, Delaware 19901

More Details

Are you looking for a Dover, Delaware Personal Injury Lawyer?  Our Dover, DE law office is located adjacent to Carroll’s Plaza in Kent County, Delaware.

Bethany Beach, Delaware Car Accident Personal Injury Lawyers
Bethany Beach, Delaware

34026 Coastal Highway
Bethany Beach, Delaware 19930

More Details

Are you searching for a personal injury or wrongful death attorney handling cases in the Delaware beaches area or Ocean City, MD? Schwartz & Schwartz attorney Stephen Price Norman maintains an office on Route 1, Coastal Highway in South Bethany Beach, DE.

Dagsboro, Delaware Auto Accident - Wrongful Death Attorney
Dagsboro, Delaware

30838 Vines Creek Road, Unit 3
Dagsboro, DE 19939

More Details

Are you trying to find a personal injury lawyer for your Eastern Sussex County, DE or Eastern Shore of Maryland case? Schwartz & Schwartz personal injury lawyer Stephen Price Norman maintains an office on Vines Creek Road in Dagsboro, Delaware.

Wilmington, Delaware Car Accident Lawyers
Wilmington, Delaware

1525 Delaware Ave.
Wilmington, Delaware 19806

More Details

We are Wilmington, Delaware Personal Injury Attorneys. Our Wilmington law office is located at 1525 Delaware Avenue in New Castle County, Delaware 19806.

Salisbury, Maryland Personal Injury Law Firm
Salisbury, Maryland

Suite 500-A
100 East Main Street
Salisbury, Maryland 21801

More Details

Are you looking for a Salisbury, Maryland Personal Injury Lawyer? Our Salisbury law office is located next to the Shore Bank in Downtown Salisbury, Maryland. Our building address is 100 East Main Street Salisbury, Maryland 21801 and our office is located in Suite 500-A.

Philadelphia, Pennsylvania Personal Injury Law Offices
Philadelphia, Pennsylvania

1650 Market Street 36th Floor
Philadelphia, Pennsylvania 19103

More Details

Schwartz & Schwartz, Attorneys at Law, P.A. is a Mid-Atlantic regional plaintiff’s trial law firm focusing on wrongful death and catastrophic personal injury cases, with offices in Philadelphia, Pennsylvania.

Baltimore, Maryland Personal Inury & Wrongful Death Attorneys
Baltimore, Maryland

Legg Mason Tower
100 International Drive, 23rd Floor
Baltimore, MD 21202

More Details

We are Baltimore, Maryland trial lawyers handling wrongful death and serious personal injury cases

Washington D.C., Maryland Car Accidnt Lawyers
Washington, D.C.

Coming Soon!
Stay Tuned For Our New Office Location
Washington, D.C.

Directions Coming Soon

More Details

Stay tuned for more information about our new Personal Injury & Wrongful Death law office, which will be located in Washington, D.C.

What Are You Waiting For?

We have offices conveniently located to provide expert legal representation in Delaware, Maryland, Washington, D.C., New Jersey, and Pennsylvania.

Free Consultations

We offer free consultations in most cases, but not all. Please give us a call to see if you qualify.

Call or Email Us today

Time is an important factor in most legal cases. Don't delay, send us an email or call today!

24/7 Service

Our normal office hours are Mon - Fri, 9 am - 5 pm. Our answering service is available 24/7 at 1-855-847-8437.

Convenient Regional Locations

We have offices located to provide expert representation in Delaware, Maryland, Pennsylvania, Washington, D.C., and New Jersey.

Tip The Scales of Justice in Your Favor

Schwartz & Schwartz, Attorneys at Law is a major force in Delaware, Maryland, Washington, D.C., New Jersey, and Pennsylvania civil and criminal litigation.

Law Firm Testimonials

Gwendolyn Osborn-Gustavson

Scott T. Smith

Rob Collins

Steven Schwartz

Freddie Daniels

Joe Stanley

Freddie Daniels

R. Mark Taneyhill

Stephen Norman

Freddie Daniels

Ben Schwartz

James "Matt" Stiller

Tip The Scales of Justice in Your Favor

Our attorneys have significant experience in corporate, business and commercial litigation, in the United States District Court, in the Delaware Court of Chancery, and in the Delaware Superior Court.
Complex Corporate, Business and Commercial Litigation issues require the expertise of skilled legal corporate litigation professionals with experience in the industry and the ability to provide tenacious,

Criminal Defense Lawyers in Delaware

Schwartz & Schwartz offers a FREE CONSULTATION with Criminal Defense Lawyers in Delaware to anyone who has been arrested or who has been contacted about a prospective criminal arrest.